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Zeszyty Naukowe SGGW w Warszawie - Problemy Rolnictwa Światowego, 2020 |
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Yitayaw M. Effect of Outreach on Financial Sustainability and Profitability of Saving and Credit Cooperatives in Eastern Ethiopia
Autor | Mekonnen Yitayaw |
Tytuł | Effect of Outreach on Financial Sustainability and Profitability of Saving and Credit Cooperatives in Eastern Ethiopia |
Title | Effect of Outreach on Financial Sustainability and Profitability of Saving and Credit Cooperatives in Eastern Ethiopia |
Słowa kluczowe | Eastern Ethiopia; financial sustainability; outreach; profitability; SACCOs |
Key words | Eastern Ethiopia; financial sustainability; outreach; profitability; SACCOs |
Abstrakt | This study scrutinized the effect of outreach on financial sustainability and profitability of SACCOs in Eastern Ethiopia using balanced panel data from 33 SACCOs over the period of 2017-2019. Quantitative approach and explanatory design were employed to realize the stated objective. This study used secondary data sources, mainly audited financial statement of the SACCOs, in the study period. The analysis revealed that SACCOs in Eastern Ethiopia are profitable but not financially sustainable. Random effect model results show that gross loan to asset ratio, yield on gross loan portfolio, managerial and operational efficiency has statistically significant and positive effect on the financial sustainability of SACCOs, while average loan size has statistically significant but negative effect. Likewise, gross loan to asset ratio, managerial efficiency, and average loan size has statistically significant and positive effect on the profitability of SACCOs in Eastern Ethiopia. However, the portion of women borrowers and number of active borrowers has statistically significant but negative effect on the profitability of the SACCOs in the study area. Finally, the study suggests that increasing the number of borrowing clients and sales volume (loan portfolio) could benefit SACCOs in Eastern Ethiopia from economics of scale. |
Abstract | This study scrutinized the effect of outreach on financial sustainability and profitability of SACCOs in Eastern Ethiopia using balanced panel data from 33 SACCOs over the period of 2017-2019. Quantitative approach and explanatory design were employed to realize the stated objective. This study used secondary data sources, mainly audited financial statement of the SACCOs, in the study period. The analysis revealed that SACCOs in Eastern Ethiopia are profitable but not financially sustainable. Random effect model results show that gross loan to asset ratio, yield on gross loan portfolio, managerial and operational efficiency has statistically significant and positive effect on the financial sustainability of SACCOs, while average loan size has statistically significant but negative effect. Likewise, gross loan to asset ratio, managerial efficiency, and average loan size has statistically significant and positive effect on the profitability of SACCOs in Eastern Ethiopia. However, the portion of women borrowers and number of active borrowers has statistically significant but negative effect on the profitability of the SACCOs in the study area. Finally, the study suggests that increasing the number of borrowing clients and sales volume (loan portfolio) could benefit SACCOs in Eastern Ethiopia from economics of scale. |
Cytowanie | Yitayaw M. (2020) Effect of Outreach on Financial Sustainability and Profitability of Saving and Credit Cooperatives in Eastern Ethiopia.Zeszyty Naukowe SGGW w Warszawie - Problemy Rolnictwa Światowego, t. 20(35), z. 2: 51-69 |
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Pełny tekst | PRS_2020_T20(35)_n2_s51.pdf |
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Zeszyty Naukowe SGGW w Warszawie - Problemy Rolnictwa Światowego, 2019 |
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Alemayehu M., Daksa M., Dechassa N., Lemessa S. Adoption Spells of Improved Potato Varieties by Smallholder Farmers in Eastern Ethiopia: The Duration Approach
Autor | Molla Alemayehu, Megersa Daksa, Nigussie Dechassa, Sisay Lemessa |
Tytuł | Adoption Spells of Improved Potato Varieties by Smallholder Farmers in Eastern Ethiopia: The Duration Approach |
Title | Adoption Spells of Improved Potato Varieties by Smallholder Farmers in Eastern Ethiopia: The Duration Approach |
Słowa kluczowe | adoption spell, Weibull, static, potato varieties, Ethiopia |
Key words | adoption spell, Weibull, static, potato varieties, Ethiopia |
Abstrakt | Potato is mainly tagged as a food security crop in Ethiopia. However, its productivity remains low due to low adoption of improved technologies by smallholder farmers. Duration models, namely, Parametric (Weibull) and Non-parametric (Kaplan Meier) were used to analyze the data gathered from 365 sample farmers. The Non-parametric result revealed that the average duration that potato growers should wait before adopting a new variety is about 3.5 years. The Weibull regression indicated that timely availability of seed, access to labor and irrigation water, land size, and adaptation strategy by farmers are found to be factors curtailing the timeframe to adopt improved potato varieties. The regression analysis revealed that costs of inputs such as manure and compost, environmental and market factors such as drought, pest and disease outbreaks, price variability of potato seed, and quality of potato seed were found to be factors influencing adoption decisions of improved potato varieties by smallholder farmers. |
Abstract | Potato is mainly tagged as a food security crop in Ethiopia. However, its productivity remains low due to low adoption of improved technologies by smallholder farmers. Duration models, namely, Parametric (Weibull) and Non-parametric (Kaplan Meier) were used to analyze the data gathered from 365 sample farmers. The Non-parametric result revealed that the average duration that potato growers should wait before adopting a new variety is about 3.5 years. The Weibull regression indicated that timely availability of seed, access to labor and irrigation water, land size, and adaptation strategy by farmers are found to be factors curtailing the timeframe to adopt improved potato varieties. The regression analysis revealed that costs of inputs such as manure and compost, environmental and market factors such as drought, pest and disease outbreaks, price variability of potato seed, and quality of potato seed were found to be factors influencing adoption decisions of improved potato varieties by smallholder farmers. |
Cytowanie | Alemayehu M., Daksa M., Dechassa N., Lemessa S. (2019) Adoption Spells of Improved Potato Varieties by Smallholder Farmers in Eastern Ethiopia: The Duration Approach.Zeszyty Naukowe SGGW w Warszawie - Problemy Rolnictwa Światowego, t. 19(34), z. 2: 103-118 |
HTML | wersja html |
Pełny tekst | PRS_2019_T19(34)_n2_s103.pdf |
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Zeszyty Naukowe SGGW w Warszawie - Problemy Rolnictwa Światowego, 2016 |
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Hasen M., Kebede K., Mekonnen H., Tegegne B. Farmer’s Perception of Soil and Water Conservation Practices in Eastern Hararghe, Ethiopia
Autor | Musa Hasen, Kaleab Kebede, Hiwot Mekonnen, Bosena Tegegne |
Tytuł | Farmer’s Perception of Soil and Water Conservation Practices in Eastern Hararghe, Ethiopia |
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Key words | perception, soil and water conservation, generalized linear model, Ethiopia |
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Abstract | The perception of farmers is an important part of their decision-making. Therefore, it is imperative to understand the perception of farmers towards soil and water conservation and the socio-economic determinants. The knowledge would help understand farmers decision whether to adopt soil and water conservation practices or not. This paper analyses the perception of farmers towards SWC by taking a sample of 240 farmers from Eastern Hararghe, Ethiopia. Descriptive statistics and generalized linear model are used to describe the data and identify the important factors influencing farmer’s perception respectively. On average, Sample farmers are found to have a good understanding of soil and water conservation with standard deviations ranging from 0.615 to 1.551. The factors that positively determined the perception of farmers in the study area are; training, plot size and number of ploughing. Manure application and plot distance affected perception negatively. Following the results, we recommend extension agents in the area to provide continuous trainings and advice farmers to follow up on their land, especially to those who are far from their plots. |
Cytowanie | Hasen M., Kebede K., Mekonnen H., Tegegne B. (2016) Farmer’s Perception of Soil and Water Conservation Practices in Eastern Hararghe, Ethiopia.Zeszyty Naukowe SGGW w Warszawie - Problemy Rolnictwa Światowego, t. 16(31), z. 4: 232-239 |
HTML | wersja html |
Pełny tekst | PRS_2016_T16(31)_n4_s232.pdf |
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