Badanie regionalnego zróżnicowania sytuacji ekonomiczno-finansowej banków spółdzielczych w Polsce z wykorzystaniem metod taksonomicznych
An Investigation of Regional Diversity in Economic and Financial Situation of the Cooperative Banks in Poland Using Taxonometric Analysis
Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, 2006, vol., nr 58, s. 41-53
Abstract
Using cluster analysis and factor analysis, three regions of Poland presenting different characteristics of financial standing of cooperative banks were selected, namely: the southern, the western and the central-eastern. According to the efficiency ratio levels, the leading best banks were located in the western region, according to financial liquidity – in the southern region, and in respect to solvency and capital adequacy – in the central-eastern region respectively. The difference in the dynamics of banks’ assets between selected regions was not statistically significant