Kujawski, Lech; ORCID: 0000-0001-5738-1180 (University of Gdansk)
Liszewska, Monika; ORCID: 0000-0002-7714-602X (University of Gdansk)
The impact of funding structure on EU banking sector stability
Zeszyty Naukowe SGGW, Polityki Europejskie, Finanse i Marketing, 2020, vol., nr 24(73), s. 143-154
Słowa kluczowe
banking sector stability banking funding model funding structure
Key words
banking sector stability banking funding model funding structure
JEL Classification
Streszczenie
In our paper, we analyse the impact of funding structure on banking sector stability in EU countries. Our findings show that after the global financial crisis (GFC) there are four main funding models in the EU banking sectors. We document that funding structure is an important factor influencing the banking sector stability. We report that there are also some other banking business model characteristics as well as macroeconomic indicators which have impact on banking sector risk.
Abstract
In our article, we analyze the impact of the funding structure on the banking sector stability in EU countries. Our findings show that after the GFC, there are four main funding models in EU banking sectors. We document that the funding structure is an important factor determining the stability of the banking sector. We point out that there are other features of the banking business model as well as macroeconomic indicators that influence the banking sectors risk.