Location of cooperative bank and its impact on financial results
Wpływ lokalizacji na wyniki finansowe banku spółdzielczego
Zarządzanie Finansami i Rachunkowość, 2017, vol.5, nr 4, s. 33-39
Słowa kluczowe
location financial result CAR ROE ROA cooperative bank
Abstract
The research aim was to examine the impact of location of cooperative bank on its financial results. The study was based on financial statements of BPS Group Banks which from period 2013-2015 and included the following issues: distance from county town to bank headquarter, level of return on equity, return on assets, net financial result and capital adequacy ratio. The data analysis showed that distance from nearest bigger town was positively correlated with ROE, ROA and CAR, but also was negatively correlated with net financial result.