| 21. |
Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, 2010 |
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Kozak S. Czynniki kształtujące dochodowość i efektywność banków spółdzielczych w okresie integracji z europejskim systemem finansowym
| Autor | Sylwester Kozak |
| Tytuł | Czynniki kształtujące dochodowość i efektywność banków spółdzielczych w okresie integracji z europejskim systemem finansowym |
| Title | Factors affecting profitability and efficiency of cooperative banks in the period of integration with the European financial system |
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| Abstract | Process of integration of cooperative banks within the European banking system was associated with the need to raise their own capital and the consolidation of cooperative banking in early 2000. and increased competition, as well. Transfer of large amounts of EU funds to the banking accounts of farers and local governments contributed to the increase in the amount of deposits, and provided a cheap source of funding for banks. In this period banks were characterized by good profitability and efficiency. The scale of positive yield depended on the share of interest income in total income and the volume of lending. Additionally, for improvement in profitability contributed a higher proportion of deposits non-financial sector, as well as higher interest rates in the banking sector and decline in stock market indices, associated with higher interest rates and interest income. |
| Cytowanie | Kozak S. (2010) Czynniki kształtujące dochodowość i efektywność banków spółdzielczych w okresie integracji z europejskim systemem finansowym.Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, nr 83: 141-152 |
| HTML | wersja html |
| Pełny tekst | EIOGZ_2010_n83_s141.pdf |
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| 22. |
Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, 2009 |
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Wague M. Międzynarodowe kryzysy gospodarcze i ich konsekwencje
| Autor | Mamadou Wague |
| Tytuł | Międzynarodowe kryzysy gospodarcze i ich konsekwencje |
| Title | International economic crises and their consequences |
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| Abstract | To rapid economic deterioration in the world economy affected the majority of developing countries by the crisis. It is felt globally by inhibiting investment, limiting access to credit, bankruptcy publishing companies, the increase in unemployment, the destruction of part of the banking sector, the slowdown of international exchange, reducing revenue to the budgets of rich countries, which may lead to a slowdown in the pace of development assistance to developing countries. The concept of economic crisis, it also serves to draw attention to the following fact: the economy depends to a large extent on the possibility of predicting phenomena, which depends to a large extent on the beliefs of people about the state of the economy, and their future. In contrast, the prospect of troubled times or negative expectations may lead to an economic crisis or the speed of its results. According to the researchers the crisis may be different from the previous financial crises for a number of reasons, namely: in the current global economy and lower inflation is better controlled and is an important factor in easing the crisis |
| Cytowanie | Wague M. (2009) Międzynarodowe kryzysy gospodarcze i ich konsekwencje.Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, nr 78: 81-94 |
| HTML | wersja html |
| Pełny tekst | EIOGZ_2009_n78_s81.pdf |
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| 23. |
Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, 2005 |
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Siudek T. Rola Bankowego Funduszu Gwarancyjnego w zakresie bezpieczeństwa i stabilności sektora bankowego w Polsce
| Autor | Tomasz Siudek |
| Tytuł | Rola Bankowego Funduszu Gwarancyjnego w zakresie bezpieczeństwa i stabilności sektora bankowego w Polsce |
| Title | The Bank Guarantee Fund's Role in Ensuring the Security and Stability of the Banking Sector in Poland |
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| Abstract | In the 1995-2002 period, the Bank Guarantee Fund ensured safety of deposits held by customers at banks, up to the zloty equivalent of euro 22,250 in the case of banks' bankruptcy. Moreover, the Bank Guarantee Fund was providing financial assistance to banks for their restructuring and consolidation. Due to this help, the number of bank branches and customer service offices remained at a stable level, the reduction in employment was haltered, quality of bank services was increased and banks operational performance was improved. |
| Cytowanie | Siudek T. (2005) Rola Bankowego Funduszu Gwarancyjnego w zakresie bezpieczeństwa i stabilności sektora bankowego w Polsce.Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, nr 55: 31-43 |
| HTML | wersja html |
| Pełny tekst | EIOGZ_2005_n55_s31.pdf |
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| 24. |
Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, 2004 |
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Kacperska E., Kraciuk J. Procesy koncentracji w polskim sektorze bankowym
| Autor | Elżbieta Kacperska, Jakub Kraciuk |
| Tytuł | Procesy koncentracji w polskim sektorze bankowym |
| Title | Concentration Processes in Polish Banking Sector |
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| Abstract | The financial sector presents the strongest tendency towards capital concentration, what is the effect of its deregulation, liberalization and strong competitiveness. Fusions and foreign investors, who are taking banks over, are accomplishing this concentration. From the beginning of 1993 until the first quarter of 2004, the number of active commercial banks decreased from 87 to 59 and 27 fusions and assumptions were noticed. At the beginning of 2004 foreign investors controlled 46 commercial banks out of 59 operating in Poland. The value of their investments exceeded 7 .2 billions PLN and they owned 76.3% of equity and supplementary funds and 67.4% of assets. Owing to these investments, the banking sector development has started and the investors subsidised existing banks, improved infrastructure and made many innovations. The large foreign banks, which were set up as a result of concentration, made banking system more effective and facilitated development of national economy. On the other hand, the superior contribution of large foreign banks obstructs national financial policy and makes the financial sector sensitive to prosperity fluctuations and a crisis of the world banking system. |
| Cytowanie | Kacperska E., Kraciuk J. (2004) Procesy koncentracji w polskim sektorze bankowym.Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, nr 54: 69-87 |
| HTML | wersja html |
| Pełny tekst | EIOGZ_2004_n54_s69.pdf |
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